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How to get collateral-free loans from 9mobile in less than 60 seconds

by Johnson Daniel

9mobile has a platform called Kwikmoney where you can get access to collateral-free loans in less than 60 seconds. In times like this where things might seem tough, if you ever consider taking a credit loan, you can try out 9mobile’s Kwikmoney. Why 9mobile’s Kwikmoney?

  • No need to drop a collateral
  • Get your credit loans under 60 seconds (1 minute)
  • Minimum amount to collect is N1,000 and the maximum is N100,000

Whether you need working capital for your small business or need to handle a family emergency, you can never get stranded again with 9mobile’s Kwikmoney platform around. However, before you proceed with collecting loans from Kwikmoney, there are few requirements you need to meet up to before you can be granted a credit loan.


Requirements for Kwikmoney loan


  • You must be at least 18 years old
  • You should have been using the 9mobile SIM card in the last 90 days
  • The details on your 9mobile SIM card must correspond with your bank details
  • You must have used at least N500 every month in the last 90 days

Only 9mobile users are eligible to collect loans from Kwikmoney and the loan tenor & rate is set at 15% interest of the loan collected for every 14 days.


How to apply for a loan on 9mobile Kwikmoney


  • Dial ∗561# on your 9mobile SIM card and reply with 1 (Loans).
  • Reply with 1 (Request Loan) and select your preferred loan.
  • Select bank and fill in your 10-digit NUBAN.
  • Confirm repayment amount and accept terms and conditions. You would get your loan if you meet up with the requirements.

How to repay the loan


  • Dial ∗561# on your 9mobile SIM card and reply with 1 (Loans).
  • Reply with 2 (Pay Loan) and select the preferred payment option. Repayment channels are ATMs, debit cards and direct transfer/deposit.
  • Select the preferred loan offer.
  • Select bank and fill in your 10-digit NUBAN.
  • Repayment will be processed immediately.

With all of this information, you should be able to collect a credit loan and repay back in due time. If you can’t get a credit loan from 9mobile due to inability to meet up with the requirements, you can simply try out these other mediums to get credit loan(s);

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