How to convert airtime to cash in Nigeria

by Johnson Daniel
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When buying airtime from your bank either via USSD or the internet, there is every possibility that you can make an error which can lead to airtime over-recharge to your line.

For most people, the ideal thing to do when you mistakenly recharge your phone number with an amount that you don’t need is to convert it to physical cash and recover your money. It is possible to convert your airtime to cash however, getting good platforms that offer this service is difficult to come by.

I have been helping people convert their airtime to cash for some months and if you plan on doing this yourself, I’ll urge you to keep reading this article.

There’s are several platforms that help with the conversion of MTN, Glo, Airtel and 9mobile airtime to cash within 5 minutes in Nigeria. In this article, we will be looking at how you can use these various platforms to convert your airtime to cash if anything arises.

How to convert airtime to cash in Nigeria

1. Aidapay
  • Click here to register for an Aidapay account. Using an Android phone would prompt you to download and install the app from Google Play Store, simply do that, and create an account. (Referral code – 09024602140)
  • Log in to your newly created Aidapay account, open the hamburger menu, and go to ‘Airtime Swap.’
  • Select the network you want to sell Airtime from by clicking the ‘Swap’ sign.
  • Fill in the required details (Sender’s phone number, and airtime amount), then select proceed.
  • You’ll be asked to send the airtime to a phone number, quickly do that and wait to get credited in your Aidapay wallet.

*You can withdraw directly to your bank by going to the ‘Send Money’ tab.

Aidapay currently supports airtime-cash conversion on Airtel and MTN lines only, and there are certain pieces of information you need to take note of before sending out the airtime from your Airtel or MTN line on Aidapay.


  • You can swap a minimum of N50 and a maximum of N5,000.
  • It takes approximately 10 minutes for the funds to be verified and credited to your Aidapay wallet.
  • Swap requests get deleted if you do not pay within 2 hours.

For Airtel

  • You can swap a minimum of N100 and a maximum of N50,000.
  • It takes approximately 10 minutes for the funds to be verified and credited to your Aidapay wallet.
  • Swap requests get deleted if you do not pay within 2 hours.

The major downside you might get while using Aidapay for this service is the little charges they collect when you withdraw from your wallet. The charges don’t exceed N100 anyway.

Aidapay has so much to offer asides from airtime-cash conversion as you can get cheap MTN data for as low as N135, pay for utility bills, complete airtime topup and the rest. It also offers you a chance to earn money by yourself by becoming its agent.

Being an Aidapay agent lets you enjoy better commission rates than a regular user. However, you need to make a one-time payment of NGN 2,000 before you can become an agent.


Before we get started on the procedures on how to go about the airtime to cash conversion on this platform, it would be really helpful if you know how much you would be getting for every transaction you make on this.

It is also worth pointing out that the rates differ for each network. So, bear in mind that when you want to convert airtime to cash on this platform, you will get:

  • 84% of the airtime amount for MTN
  • 72% of the airtime amount for Glo
  • 80% of the airtime amount for Airtel
  • 71% of the airtime amount for 9mobile

If you find the rates considerable enough, you will have to follow these steps to ensure you have a successful transaction with them.

  • Register on or log in if you have an account with them.
  • Click Airtime > Airtime to Cash from your dashboard.scrnli 3 9 2022 9 40 30 PM
  • Fill out the Airtime to Cash form.
  • Submit your request.
  • Transfer the airtime manually from your phone and wait to get credited immediately after the airtime transfer gets confirmed.

How to transfer airtime on all networks in Nigeria on

Network Transfer Change PIN


Apart from airtime to cash conversion, the website also sells cheap data plans, airtime and processes bill payments. There is also a referral program that can help you earn more on the platform. You will earn N150 for every person who registers with your link when both of you have used the online wallet funding to fund your wallet with at least N2,000 each.

3. Patricia

There are many third parties you can use to convert airtime to cash, however, and you won’t want to get scammed whatsoever, so with this in mind, I’ve decided to bring to your notice a fast & legit way to convert your airtime to money within some minutes. The platform we’re going to tell you about is called Patricia, and we will also see how to convert airtime to cash using Patricia.

Lots of individuals have fallen victim to buying more airtime than they want, it’s obviously due to error, and no one can blame you for that. After purchasing more airtime than you want, it’s evident that you would like to sell it off to get back the cash.

Patricia is a platform that allows you to securely buy or sell Giftcards and Bitcoin of any value, store them in a BTC or Local Currency Wallet, and smoothly switch between the two for everyday transactions like airtime, data, and cable subscriptions.

The primary purpose of Patricia is to help you buy or sell gift cards and bitcoin, but they also offer the service to convert airtime to cash. You can convert airtime for all telecom networks to money using Patricia.

How to convert airtime to cash using Patricia

The first step you need to take is to sign up for an account. You can do that by clicking here. Fill in the required details like your Username, Email Password. Then click Signup. You will receive a verification code via mail, get the code, fill it in the space provided for you and complete the remaining steps like providing an access code to your account and so on.

As soon as you finish creating the account, you should download the app from either Google Playstore or the Apple store to enable you to get the best experience for the next part. Launch the app and log in to your account.

Right there on the homepage, tap Airtime to Cash, select your mobile carrier, fill in your phone number, enter the airtime amount you want to convert to cash. A transaction notification will be disclosed to you just above the Continue button to show you how much you should expect. Tap Continue to proceed.

A page will pop up that will show you the number you should transfer the airtime to. Transfer the airtime to the number provided in the pop-up message, take a screenshot of your transaction, and upload the file. Immediately you do that. Another page would pop up. The final thing you need to do is to click Continue to confirm your transaction. Now, wait for the people at Patricia to verify your transfer and credit your Patricia account (Naira Wallet).

How to withdraw from Patricia

In case you want to put the money in your bank account, you can log in to your account using the app, look at the lower navigation area, tap Wallet, Naira Wallet, Transferchoose the method of transfer you would like to use. There are different options available to you and expect to see the money instantly in your account.


I hope one of these platforms helped you convert your airtime to cash. If it did, don’t hesitate to share this post with your friends and if on the other hand you have issues with converting your airtime to cash, feel free to leave a comment below.


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