How to convert airtime to cash in Nigeria

by Johnson Daniel

Over-recharge from your bank is a common thing these days. When purchasing airtime from your bank, whether via USSD or the internet, there is always the possibility of making an error, resulting in an airtime overcharge to your line.

For most people, the best thing to do when you accidentally recharge your phone number with an amount you don’t need is to convert it to physical cash and recover your money. It is possible to convert your airtime to cash; however, finding good platforms that provide this service is difficult.

I’ve been assisting people in converting their airtime to cash for several months, and if you intend to do so, I strongly advise you to continue reading this article.

In Nigeria, several platforms assist with the conversion of MTN, Glo, Airtel, and 9mobile airtime to cash in under 5 minutes. In this article, we will look at how you can use these various platforms to convert your airtime to cash if something comes up.

How to convert airtime to cash in Nigeria

1. Aidapay
  • Click here to register for an Aidapay account. Using an Android phone would prompt you to download and install the app from Google Play Store, simply do that, and create an account. (Referral code – 09024602140)
  • Log in to your newly created Aidapay account, open the hamburger menu, and go to ‘Airtime Swap.’
  • Select the network you want to send the Airtime from by clicking the ‘Swap’ sign.
  • Fill in the required details (Sender’s phone number, and airtime amount), then select proceed.
  • You’ll be asked to send the airtime to a phone number, quickly do that and wait to get credited in your Aidapay wallet.

*You can withdraw directly to your bank by going to the ‘Send Money’ tab.

Aidapay currently supports airtime-cash conversion on Airtel and MTN lines only, and there are certain pieces of information you need to take note of before sending out the airtime from your Airtel or MTN line on Aidapay.


  • You can swap a minimum of N50 and a maximum of N5,000.
  • It takes approximately 10 minutes for the funds to be verified and credited to your Aidapay wallet.
  • Swap requests get deleted if you do not pay within 2 hours.

For Airtel

  • You can swap a minimum of N100 and a maximum of N50,000.
  • It takes approximately 10 minutes for the funds to be verified and credited to your Aidapay wallet.
  • Swap requests get deleted if you do not pay within 2 hours.

The major downside you might get while using Aidapay for this service is the little charges they collect when you withdraw from your wallet. The charges don’t exceed N100 anyway.

Aidapay has so much to offer asides from airtime-cash conversion as you can get cheap MTN data for as low as N135, pay for utility bills, complete airtime top-up and the rest. It also offers you a chance to earn money by yourself by becoming its agent.

Being an Aidapay agent lets you enjoy better commission rates than being a regular user. However, you need to make a one-time payment of NGN 2,000 before you can become an agent.


Before we get started on the procedures on how to go about the airtime to cash conversion on this platform, it would be really helpful if you know how much you would be getting for every transaction you make on this.

It is also worth pointing out that the rates differ for each network. So, bear in mind that when you want to convert airtime to cash on this platform, you will get:

  • 84% of the airtime amount for MTN
  • 72% of the airtime amount for Glo
  • 80% of the airtime amount for Airtel
  • 71% of the airtime amount for 9mobile

If you find the rates considerable enough, you will have to follow these steps to ensure you have a successful transaction with them.

  • Register on or log in if you have an account with them.
  • Click Airtime > Airtime to Cash from your dashboard.scrnli 3 9 2022 9 40 30 PM
  • Fill out the Airtime to Cash form.
  • Submit your request.
  • Transfer the airtime manually from your phone and wait to get credited immediately after the airtime transfer gets confirmed.

How to transfer airtime on all networks in Nigeria on

Network Transfer Change PIN


Apart from airtime to cash conversion, the website also sells cheap data plans, and airtime and processes bill payments. There is also a referral program that can help you earn more on the platform. You will earn N150 for every person who registers with your link when both of you have used the online wallet funding to fund your wallet with at least N2,000 each.

3. Patricia

There are many third parties you can use to convert airtime to cash, however, and you won’t want to get scammed whatsoever, so with this in mind, I’ve decided to bring to your notice a fast & legit way to convert your airtime to money within some minutes. The platform we’re going to tell you about is called Patricia, and we will also see how to convert airtime to cash using Patricia.

Lots of individuals have fallen victim to buying more airtime than they want, it’s obviously due to error, and no one can blame you for that. After purchasing more airtime than you want, it’s evident that you would like to sell it off to get back the cash.

Patricia is a platform that allows you to securely buy or sell Giftcards and Bitcoin of any value, store them in a BTC or Local Currency Wallet, and smoothly switch between the two for everyday transactions like airtime, data, and cable subscriptions.

The primary purpose of Patricia is to help you buy or sell gift cards and bitcoin, but they also offer the service to convert airtime to cash. You can convert airtime for all telecom networks to money using Patricia.

How to convert airtime to cash using Patricia

The first step you need to take is to sign up for an account. You can do that by clicking here. Fill in the required details like your Username, Email Password. Then click Signup. You will receive a verification code via mail, get the code, fill it in the space provided for you and complete the remaining steps like providing an access code to your account and so on.

As soon as you finish creating the account, you should download the app from either Google Playstore or the Apple store to enable you to get the best experience for the next part. Launch the app and log in to your account.

Right there on the homepage, tap Airtime to Cash, select your mobile carrier, fill in your phone number, and enter the airtime amount you want to convert to cash. A transaction notification will be disclosed to you just above the Continue button to show you how much you should expect. Tap Continue to proceed.

A page will pop up that will show you the number you should transfer the airtime to. Transfer the airtime to the number provided in the pop-up message, take a screenshot of your transaction, and upload the file. Immediately you do that. Another page would pop up. The final thing you need to do is to click Continue to confirm your transaction. Now, wait for the people at Patricia to verify your transfer and credit your Patricia account (Naira Wallet).

How to withdraw from Patricia

In case you want to put the money in your bank account, you can log in to your account using the app, look at the lower navigation area, tap Wallet, Naira Wallet, and Transferchoose the method of transfer you would like to use. There are different options available to you and expect to see the money instantly in your account.

4. Dataway

Open this link – on your browser and sign up for an account. Provide the following: email address, Phone Number, Full Name, Username, Referral (Use – FoxxFi), Select Payment Method, and provide a password. After providing all of this, accept the terms and conditions, and finally, click the subscribe button.

If you select ‘Coupon Code’ as the payment method, you will be directed to a page where you can contact a vendor to get a coupon code. If you select ‘Online Payment’ as the payment method, you will be directed to a page where you can provide your payment details to make a one-time payment of N2,000 to have access to the dashboard.

Now that you’ve done all of this, you can convert the airtime to cash by following these steps:

  • Log in to your dashboard.
  • Tap All Menu > Swap Airtime to Cash.
  • Fill out the following information: Network, Phone Number, and Amount.
  • Tap Proceed and on the next page, you would see a number you need to send the airtime to – How to share and transfer airtime on MTN.
  • Send airtime to the number provided earlier and check your dashboard from time to time to see if you’ve been credited with the cash value. Once gotten, you can withdraw the cash to your bank account or use it to purchase the services on the platform.

How to withdraw from Dataway

  • Log in to your dashboard.
  • Look under WALLET BALANCE, and tap Send Money.
  • Fill out the information and click send money. You would get the money within 12 – 24 hours.

* Every withdrawal attracts a N50 charge.

This platform offers more services asides from airtime to cash conversion, they offer affordable data/airtime and bill payment services, including an easy way to earn more money online with reseller services, an affiliate system, free internet data and monthly rewards and so much more.

Making the N2,000 payment doesn’t only give you access to an account, it comes with what they call, Subscriber Benefits.  These benefits are divided into two categories: Basic and advanced benefits.Dataway Subscriber benefits

Basic Features (One-time membership fee/N2,000 only):

  • Access to earning opportunities.
  • Access to 2GB data value.
  • Access to cheapest pricing on SME data.
  • Access to 50% affiliate commission.
  • Access to free data bonus on daily T-Point.
  • Access to wallet V.A.N with Providus Bank.
  • Access to 3-4% discount on VTU airtime/data.
  • Access to 1-2% discount on Bill payments.
  • Access to reseller/vendor services.
  • Access to API services/WordPress plugin.
  • Access to POS terminal services.
  • Access to recharge card printing business.
  • Access to recharge card printing portal.
  • Access to discounted bulk recharge card pins.
  • Earn N1,000 + 1GB data bonus per referral.

Advanced Benefits (N2,000 monthly subscription renewal):

  • Access to everything on basic features.
  • Access to 5GB data value.
  • Access to top transaction monthly rewards.
  • Access to top referral monthly rewards.
  • Access to free banner advert space.
  • Access to eCom system / eShop.
  • Access to business webkits and tools.
  • Access to Info marketing tools.
  • Access to top niche products.
  • Access to monthly cash giveaways and millionaire contests.
  • Access to loyal active subscribers rewarded with gift items and a cash bonus.
  • Access to business branding materials and many add-ons.
  • Earn N1,000 + 1GB data bonus per referral.

Advanced Benefits (After 3 months):

  • As you renew your subscription monthly from the third month and beyond, you will retain all benefits above with a monthly 6GB data value.

With this knowledge on how to convert your MTN airtime to cash, you can as well start an airtime conversion business and make money from it.

I hope one of these platforms helped you convert your airtime to cash. If it did, don’t hesitate to share this post with your friends and if on the other hand, you have issues with converting your airtime to cash, feel free to leave a comment below.


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